Mizani Core vs Tekeleza
Last reviewed 25 June 2026
Short answer
Tekeleza charges per member per month — KES 100 (Gold) or KES 300 (Platinum) — with a free trial group and no permanent free tier, per its site (retrieved June 2026).
Tekeleza is a Kenyan financial-accounting app for chamas, SACCOs, welfare groups and investment groups. Its pricing is simple and per-member: Gold at KES 100 per member per month and Platinum at KES 300 per member per month, with a free trial group rather than a permanent free tier.
The per-member model can suit groups that want costs to track membership directly. Mizani Core prices differently — free up to 10 members, then a low per-member yearly rate — and centres on a reconciled record: each member's own statement on their phone, two-person approval, and a check against the group's real mobile-money balance. If predictable per-member monthly billing matters most, Tekeleza is worth a look; if verifiable reconciliation is the priority, that is where Mizani Core focuses.
Feature by feature
A cell marked “—” means we have not independently verified that feature for Tekeleza from public information (as of June 2026) — it is not a claim that the feature is missing. We update these as we confirm them.
| Feature | Mizani Core | Tekeleza |
|---|---|---|
| Reconciles to mobile moneyChecks the book against the group's real mobile-money balance so nothing quietly goes missing. | YesAgainst the real balance | Not verifiedNot verified |
| Two-person approvalMoney only moves when a second officer signs off — no single point of trust. | Yes | Not verifiedNot verified |
| Per-member statementsEvery member sees their own savings, loans and shares on their own phone. | YesOn every member's phone | Not verifiedNot verified |
| Loans & arrearsLend at the rates you set, track repayments, guarantors and arrears. | YesRates, guarantors, arrears | Not verifiedNot verified |
| Cycle share-outSplit the pot fairly at cycle-end with maths everyone can check. | Yes | Not verifiedNot verified |
| Works for members without smartphonesOfficers manage members offline; each can claim their record later by phone. | YesManaged members + claim later | Not verifiedNot verified |
| Regulatory complianceFor registered SACCOs: tracks your prudential ratios, builds the regulatory returns, keeps a compliance calendar and audit-ready registers — tuned to your country's SACCO rules. | YesCountry-aware (UG, RW) | Not verifiedNot verified |
| WhatsApp updatesReminders and confirmations land in the chat the group already uses. | Yes | Not verifiedNot verified |
| Local languagesUsable in the languages members actually speak. | PartialEnglish; more in progress | Not verifiedNot verified |
Where Tekeleza works
- Simple per-member pricing
- Covers chamas, welfare groups and SACCOs
Best for: Kenyan groups that prefer paying only for active members.
Where it falls short
- No permanent free tier
- Feature depth and mobile-money reconciliation not independently verified
Frequently asked questions
How much does Tekeleza cost?
Tekeleza charges per member per month — KES 100 (Gold) or KES 300 (Platinum) — with a free trial group and no permanent free tier, per its site (retrieved June 2026).
Tekeleza vs Mizani Core?
Both serve Kenyan chamas and SACCOs. Tekeleza bills per member per month; Mizani Core is free up to 10 members then a per-member yearly rate, and focuses on a reconciled record with per-member statements and two-person approval.
Sources
- Tekeleza — home & pricing — retrieved 2026-06-25
Put your group on an honest record
Free for groups up to 10 members. Set up in minutes.
Start your SACCO