Mizani Core vs MoveSacco (MoveTech)
Last reviewed 25 June 2026
Short answer
MoveTech sells MoveSacco as cloud SaaS billed monthly or annually, with a smaller 'pay as you use' option for organisations under 100 members. It does not publish specific figures (retrieved June 2026).
MoveSacco, from MoveTech Solutions, is an integrated microfinance and SACCO management system that spans informal chamas through cooperatives, unions, community banks and MFIs. It is marketed across Kenya, Uganda, Tanzania and South Sudan and sold as cloud SaaS billed monthly or annually, with a lighter "pay as you use" option for organisations under 100 members (specific figures are not published).
Its breadth is the draw — one system from a small chama up to a cooperative union. Mizani Core is narrower by design: an honest, reconciled record for a group, with each member's statement on their own phone, two-person approval, and reconciliation to the real mobile-money balance. For an organisation wanting a single platform across many institution types, MoveSacco's range is appealing; for a group that wants the record itself to be verifiably honest, Mizani Core concentrates there.
Feature by feature
A cell marked “—” means we have not independently verified that feature for MoveSacco (MoveTech) from public information (as of June 2026) — it is not a claim that the feature is missing. We update these as we confirm them.
| Feature | Mizani Core | MoveSacco (MoveTech) |
|---|---|---|
| Reconciles to mobile moneyChecks the book against the group's real mobile-money balance so nothing quietly goes missing. | YesAgainst the real balance | Not verifiedNot verified |
| Two-person approvalMoney only moves when a second officer signs off — no single point of trust. | Yes | Not verifiedNot verified |
| Per-member statementsEvery member sees their own savings, loans and shares on their own phone. | YesOn every member's phone | Not verifiedNot verified |
| Loans & arrearsLend at the rates you set, track repayments, guarantors and arrears. | YesRates, guarantors, arrears | Not verifiedNot verified |
| Cycle share-outSplit the pot fairly at cycle-end with maths everyone can check. | Yes | Not verifiedNot verified |
| Works for members without smartphonesOfficers manage members offline; each can claim their record later by phone. | YesManaged members + claim later | Not verifiedNot verified |
| Regulatory complianceFor registered SACCOs: tracks your prudential ratios, builds the regulatory returns, keeps a compliance calendar and audit-ready registers — tuned to your country's SACCO rules. | YesCountry-aware (UG, RW) | Not verifiedNot verified |
| WhatsApp updatesReminders and confirmations land in the chat the group already uses. | Yes | Not verifiedNot verified |
| Local languagesUsable in the languages members actually speak. | PartialEnglish; more in progress | Not verifiedNot verified |
Where MoveSacco (MoveTech) works
- Covers both informal groups and registered SACCOs
- Marketed across Kenya, Uganda, Tanzania and South Sudan
Best for: Organisations wanting one cloud system across several institution types.
Where it falls short
- No public price figures
- Feature-level facts and reconciliation not independently verified
Frequently asked questions
How much does MoveSacco cost?
MoveTech sells MoveSacco as cloud SaaS billed monthly or annually, with a smaller 'pay as you use' option for organisations under 100 members. It does not publish specific figures (retrieved June 2026).
MoveSacco vs Mizani Core?
MoveSacco spans many institution types across East Africa from one platform. Mizani Core focuses on a reconciled record for a single group — per-member statements, two-person approval, and a check against the real mobile-money balance.
Sources
- MoveTech — SACCO management software — retrieved 2026-06-25
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